Section title

Business Deposit Accounts

Business Deposit Rates

Effective September 1, 2016

Savings & CheckingMinimum BalanceAPRAPY*
Business Savings**$500.00 and up.15%.15%
Business Interest Checking$0.01 and up.05%.05%
Money Market Accounts***$10,000 - $24,999.99.25%.25%
$25,000 - $49,999.00.30%.30%
$50,000 - $99,999.00.40%.40%
NEW!$100,000 - $249,999.99.50%.50%
NEW!$250,000 and up.60%.60%

Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. To be a member and maintain accounts at PGCFCU you must purchase one share in the credit union. The value of one share is $50.00. Rates are subject to change.
**$5.00 charge if your account falls below the minimum of $1,000 in the month. See our account disclosure for fees.
***$10.00 charge if your account falls below the minimum of $10,000 in the month. See our account disclosure for fees.
*APY - Annual Percentage Yield.

Business CertificatesTermDividend RateAPY*
Share Certificate - Minimum Balance $500.006 months0.35%0.35%
Share Certificate - Minimum Balance $500.0012 months0.60%0.60%
Share Certificate - Minimum Balance $1000.0024 months0.80%0.80%
Share Certificate - Minimum Balance $1000.0036 months1.25%1.26%
Share Certificate - Minimum Balance $1000.0060 months1.50%1.51%
Business share certificates accrue dividends from the day of deposit and credit dividends to your account quarterly. We will post dividends to your share certificate on the last day of each calendar quarter.
*APY-Annual Percentage Yield