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Help You Cruise into Fun

Enjoy the freedom of the open road or the beautiful water with a loan from us. With competitive rates and flexible terms, we have the best financing and coverage for your next motorcycle, boat or recreational vehicle loan.

Get Pre-approved and Shop with Confidence:

  • Low rates
  • Same-day Approval
  • Financing to include tag, tax and title for qualified borrowers*
  • 60 Days No Payments*

Be sure not to forgot insurance and mechanical breakdown coverage for your ride as well. Contact us. We can help you shop around to make sure that you're getting the best insurance deal. Plus, learn about mechanical breakdown insurance that can help protect you from future repair costs on your powersport items.

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Loan rates are tier-based and priced according to member’s individual credit ratings. No payments for 60 days; however, interest will accrue. Certain restrictions apply. Contact us for details.  

Apply Now

Consider Refinancing

If you purchased your hot wheels or boat from another financial institution, there is still an opportunity to save on your monthly payments or over the life of your loan with our rate match or beat program. Simply bring us a qualified loan from any institution and we will tell you if we can meet or lower your current rate by 0.25% APR.* Ask us how today!

Check Out Refinancing
Apply Now for a Loan  Calculate Your Loan
PGCFCU auto loan rates are lower than the Maryland average.

Keeping You in the Know

  • Using credit
  • What a Car Loan Costs
  • The Cost of College Life

Using Credit

5 Min Read

From your perspective, using credit means being able to pay for things you want or need when you don't have enough cash to cover the purchase, or don't want to pay in full all at once…

How Credit Works for You

What a Car Loan Costs

5 Min Read

When shopping for a car, it's usually best to start by shopping for a car loan…

How to Get the Best Auto Loan for You

The Cost of College Life

3 Min Read

One of the many mysteries of college, especially freshman year, is what being there is actually going to cost you…

Plan Ahead for College