What Product Is Right For Me?
With each mortgage payment, you've been adding to the equity in your home. Equity is the difference between what your home is worth and how much you still owe. You can apply for a Home Equity Loan or Home Equity Line of Credit depending on your needs.
Home Equity Loan
Choose a lump sum payout with a fixed rate and term. This option provides the confidence in knowing the amount of your monthly payment. Plus, you could borrow up to 100% of your home’s value.
Home Equity Line of Credit (HELOC)
Select a variable rate line of credit if you want to have access to funds for needs now and into the future. Use funds as you need, up to your credit limit. You can take advantage of a flexible 10-year draw period and borrow up to 90% of your home’s
value. This option offers the flexibility to reuse funds for some of your ongoing needs.
Both Home Equity Solutions Offer:*
- Rates as low as 4.25% APR
- No Out-of-Pocket Cost or Appraisal Fees
- 30-Day Rate Guarantee on qualified applications
- Interest may be Tax Deductible
Ready to get started? The application process takes a few minutes and we can close on most loans within 30 days or less. Simply, gather all the required documentation and either give us a call (301.627.2666) or schedule an appointment to speak with a
Home Equity Specialist today.Schedule an Appointment