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It’s widely accepted that children spend in much the same manner as their parents, even into adulthood. That means that you have a great opportunity to teach your children about smart spending and — just as important — smart saving with our KidCents accounts.

KidCents was created for our younger members (12 years and under). Children will receive a basic savings account to watch their savings grow. This account also gives children access to Banzai Jr. that uses real-world situations—like paying unexpected expenses, finding creative ways to earn money, and setting savings goals—to teach young children about managing their own money.


  • Earn interest on funds
  • Opportunity to learn and build money management skills with Banzai Jr. online access
  • Online Banking and Mobile Banking parental access to watch funds grow 

Parents or guardians, simply visit any one of our branches and provide:
- Two forms of ID (Drivers license, School ID or Birth certificate)
- A Social Security Number card
- $50 to establish their membership

Access Banzai Now

Keeping You in the Know

  • Emergency Funds
  • 50/30/20 Rule
  • Meet Your 401(k)

Emergency Funds

3 Min Read

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund…

Learn about Emergency Funds

50/30/20 Rule

7 Min Read

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that is easy, yet effective, to implement…

How to Set Your New Budget

Meet Your 401(k)

3 Min Read

Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to start thinking about retiring…

How to Plan for Retirement