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As we begin a new year, financial planning is top of mind for many of us—setting goals, adjusting priorities, and looking for ways to move forward with confidence. As I approach my first anniversary as Chief Financial Officer at Prince George’s Community Federal Credit Union, I’ve had the privilege of seeing what truly sets this credit union apart: our commitment to showing up for our members when it matters most.

Last year, when uncertainty arose around a potential government shutdown, we acted quickly by offering government shutdown loans as an immediate response—providing relief, stability, and peace of mind for members facing unexpected financial stress. That moment reinforced for me that financial planning isn’t just about long-term goals; it’s also about having a trusted partner who responds in real time, with real solutions.

As you plan for 2026, we’re here to help you create a way forward. One option many members are exploring is our Home Equity Loans & Lines of Credit (HELOC)—a flexible tool that allows you to put the equity you’ve built in your home to work. Whether it’s for home improvements, consolidating debt, covering education costs, or preparing for life’s next milestone, your home equity can help open new possibilities.

No matter where you are on your financial journey, our team is here to help you plan wisely, respond confidently, and make 2026 your strongest year yet.

Rufus R. Bailey Jr. MBA
Chief Financial Officer
Prince George’s Community Federal Credit Union

 

Click the below to view the January 2026 Newsletter

PGCFCU Monthly Newsletter - January 2026

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Previous Editions

PGCFCU Monthly Newsletter - December 2025

PGCFCU Monthly Newsletter - November 2025

PGCFCU Monthly Newsletter - October 2025

PGCFCU Monthly Newsletter - Fall 2025

PGCFCU Monthly Newsletter - August 2025

 

Keeping You in the Know

  • Emergency Funds
  • 50/30/20 Rule
  • Meet Your 401(k)

Emergency Funds

3 Min Read

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund…

Learn about Emergency Funds

50/30/20 Rule

7 Min Read

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that is easy, yet effective, to implement…

How to Set Your New Budget

Meet Your 401(k)

3 Min Read

Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to start thinking about retiring…

How to Plan for Retirement

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