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Personal Line of Credit with Overdraft Protection Option

Continually access funds up to your credit limit, without ever re-applying. This product also offers the benefit of overdraft protection on your checking account. You never have to worry about the hassles of overdrawn funds in your checking account again. To use your funds, simply write a check or transfer funds to your checking account. 

Share or Certificate Loan

Use your savings account or savings certificate to secure a loan and borrow up to 100% of the value in those accounts. This helps to qualify you for a lower loan rate while your savings account continues to earn dividends.

Credit Enhancer Loan

Need to establish or enhance your credit score? Apply for $500 to $3,500 for up to 36 months at competitive rates. Just like our Shared Certificate Loans, funds will be secured by the funds in your savings account.

PayDay Express Loan

If you need a little help in between paychecks, contact us to learn about a solution to help you handle some of life’s unexpected situations. The process is quick and you can receive the cash the same day if you qualify.

  • 6-month term
  • No credit check required
  • $20.00 non-refundable fee, per application
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*You will be required to present copies of three (3) consecutive pay-stubs at the time of application. A minimum of 2 years employment history and must be employed with your current employer for a minimum of 1 year, prior to the loan application. Membership with credit union is a minimum of 1 year.

Maybe you’re considering a makeover for your home or lifestyle this year.  But, have you ever considered a makeover for your finances? With our low auto, credit card, personal loan rates and more, you could lower your monthly payments or pay your bills off faster to add some extra cash in your pocket!

To get started check out our LoanSaver calculator. Simply enter in your high-interest debt and compare the savings.  Then, refinance your loans to us. 

Download Annual Checklist Guide   

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Loan rates are tier-based and priced according to member’s individual credit ratings. Certain restrictions apply. Contact us for details.

Keeping You in the Know

  • Using credit
  • What a Car Loan Costs
  • The Cost of College Life

Using Credit

5 Min Read

From your perspective, using credit means being able to pay for things you want or need when you don't have enough cash to cover the purchase, or don't want to pay in full all at once…

How Credit Works for You

What a Car Loan Costs

5 Min Read

When shopping for a car, it's usually best to start by shopping for a car loan…

How to Get the Best Auto Loan for You

The Cost of College Life

3 Min Read

One of the many mysteries of college, especially freshman year, is what being there is actually going to cost you…

Plan Ahead for College

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You should consult the privacy disclosures on any linked site for further information. Thank you for visiting our website.

USA Patriot Act

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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