Need to establish or strengthen your credit score? With our Credit Enhancer Loan, you can borrow from $500 to $3,500 for up to 36 months at competitive rates. It’s a safe, simple way to grow your credit while building financial stability.
A Credit Enhancer Loan is designed to help members with little, poor, or no credit history. The loan amount you choose is placed into your credit union account and held securely for the life of the loan. (No loan funds are given directly to you at the start.)
You then make comfortable monthly payments over the term you select (up to 36 months). Once the loan is paid in full, the secured funds are released back to you in full—since the loan obligation has been satisfied.
Your payment history is reported to the credit bureaus, helping you build a positive repayment record and improve your credit score. Consistent, on-time payments are essential to achieving the best results.
Missed or late payments may negatively impact your credit score. To see the best results, it’s important to make your payments consistently and on time.
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We're partnering with the Financial Empowerment Center at Prince George's Community College and the Prince George's County Council to launch the Credit Builder Program for District 8 residents!
Participants can earn $500 AND improve their credit score by enrolling in this program specifically for District 8 Residents.
LEARN MORE AND CHECK YOUR ELIGIBILITY
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How to Plan for RetirementPrince George's Community Federal Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a 3rd party site. We do not endorse the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site. Our privacy policies do not apply to linked websites.
You should consult the privacy disclosures on any linked site for further information. Thank you for visiting our website.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
