Checking Solutions That Work for You
Go simple with Everyday Checking or upgrade to a Royal Checking account for more features and added value—either way, you’re covered.
Go simple with Everyday Checking or upgrade to a Royal Checking account for more features and added value—either way, you’re covered.
The Royal Checking Account is designed to deliver more value, more protection, and more convenience—all in one powerful account.
As our premier checking account, it supports your financial well-being while enhancing your day-to-day life. Built-in benefits—including Identity Theft Protection & Monitoring (IDProtect®), cell phone protection, travel discounts, and telehealth access—are designed to deliver real, consistent value where it matters most.
For just $7 per month, Royal Checking helps you protect what matters most—while getting more from your money.
Discover Royal CheckingDesigned for those looking for freedom from minimum balance requirements, monthly maintenance fees but seek to earn a little bit on their money. All checking accounts come with the convenience of 24/7 on-the-go management tools via our mobile banking app with Zelle®, online banking, eStatements and Bill Payment. Plus, use the power of your debit card or digital wallet (Apple Pay, Google Pay or Samsung Pay) to purchase items anywhere Visa is accepted.
| Benefit | Royal Checking | Everyday Checking | Teen Everyday Checking |
|---|---|---|---|
| IDProtect® |  | X | X |
| Cell Phone Protection | | X | X |
| Travel and Leisure Discounts | | X | X |
| Telehealth | | X | X |
| Earns Dividends | | | |
On-The-Go Services (Online Banking, Mobile Banking, eStatements, Online Chat, Bill Payment | | | |
| Mobile Check Deposit | | | |
| Debit/POS Spending Limit | $5,000 | $3,000 | $500 |
| OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
Direct deposit is any regularly scheduled payment – like salary, retirement and pension payments, interest payments, Social Security, SSI and government payments – that can be electronically deposited automatically into your checking, savings, or money market account. After these funds are deposited, you can distribute money among your savings and loan accounts. To get started: Request forms from your employer, government agency or other agencies that currently issue you a check. You can also complete our Direct Deposit enrollment form, and submit it to your employer or other non-governmental agency along with a voided check from your Prince George's Community Federal Credit Union account.
Manage your money anytime with online & mobile banking, mobile check deposit, and online chat—plus budgeting and money management tools to help you stay on track. Make payments easily through Zelle®, Apple Pay®, and Google Pay®.
Fast and easy payments – and it’s free in our app!* Send and receive money with friends and family using Zelle®.
*Terms and conditions apply. The Zelle® related marks are used under license from Early Warning Services, LLC.
This type of transfer gives you the convenience of moving money around to various accounts on a set schedule. Set up automatic transfers to any account through online or mobile banking.
Continually access funds up to your credit limit, without ever re-applying. This product also offers the benefit of overdraft protection on your checking account. You never have to worry about the hassles of overdrawn funds in your checking account again. To use your funds, simply write a check or transfer funds to your checking account.
Avoid the expense and embarrassment of an overdraft from your checking account with our Courtesy Pay service. Unlike a Personal Line of Credit, Courtesy Pay provides Members in good standing the ability to overdraw their personal checking account up to their Courtesy Pay limit.* Courtesy Pay covers checks, ACH, ATM and in-personal withdrawals, debit card transactions and even Bill Pay transactions. Simply pay a $30 fee for each drafted item and repay the advanced funds within 30 days. Courtesy Pay is a privilege extended to qualified Members 60 days after opening a checking account. If you choose to not use any of our overdraft protection services, your transaction could be denied due to insufficient funds. To learn more and add this protection to your account, contact a Member Service Representative today!
*Terms and conditions apply. Click here for details.
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How to Plan for RetirementPrince George's Community Federal Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a 3rd party site. We do not endorse the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site. Our privacy policies do not apply to linked websites.
You should consult the privacy disclosures on any linked site for further information. Thank you for visiting our website.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
