Royal Checking Account

As a valued Prince George’s Community Federal Credit Union member, you deserve banking that does more for you—protecting what matters most while supporting your everyday financial life. That’s why we’re excited to share an important update regarding your checking account. 

What else should I consider?

IDProtect® Identity Theft Monitoring and Resolution Service¹

Help better protect yourself, and your joint account owners with our identity theft monitoring and resolution service that includes credit file monitoring, access to credit report and scores², monitoring of over 1,000 public databases, identity theft expense reimbursement³, fully managed resolution services, and more.

Cell Phone Protection³

Receive up to $600 of replacement or repair costs if your eligible cell phones are stolen or damaged. (Cell phone bill must be paid using eligible account.)

1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable benefits. Some benefits require authentication, registration and/or activation. Benefits are not available to “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations, and/or churches and their members, or schools and their employees/students.

2 Credit score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.

3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any Credit Union affiliate.

* Available for the primary account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.

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Help Better Protect Your Identity

You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service³, can help better protect your identity.

Identity Theft Expense Reimbursement Coverage¹

Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become victim of identity fraud.

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.

** Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.