Lower rates for us means great news for you. For a limited time only take advantage of our newly lowered Personal Loan rates to decrease your monthly payments or pay your bills off faster. Start saving now!Apply Now
Unlike a home or vehicle loan which requires the asset as collateral, some lifestyle loans are extended based on your credit history and score, income levels, and debt ratio. Other options are tied to the funds in your savings account. Choose from a number of options to fit your needs.
Whether you're looking to plan for a home renovation, pay for medical expenses or take a family vacation, apply for a specific sum of money and have up to 60 months to repay. You can repay back in full at any time plus you have the comfort of knowing your monthly payment.
Continually access funds up to your credit limit, without ever re-applying. This product also offers the benefit of overdraft protection on your checking account. You never have to worry about the hassles of overdrawn funds in your checking account again. To use your funds, simply write a check or transfer funds to your checking account.
Use your savings account or savings certificate to secure a loan and borrow up to 100% of the value in those accounts. This helps to qualify you for a lower loan rate while your savings account continues to earn dividends.
Need to establish or enhance your credit score? Apply for $500 to $3,500 for up to 36 months at competitive rates. Just like our Shared Certificate Loans, funds will be secured by the funds in your savings account.
If you need a little help in between paychecks, contact us to learn about a solution to help you handle some of life’s unexpected situations. The process is quick and you can receive the cash the same day if you qualify.
*You will be required to present copies of three (3) consecutive pay-stubs at the time of application. A minimum of 2 years employment history and must be employed with your current employer for a minimum of 1 year, prior to the loan application. Membership with credit union is a minimum of 1 year.
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