Skip to main content

Enjoy the Upcoming Holidays

The holiday preparations, the family gatherings and events, the shopping list... The tasks of the holiday season go on and on. With all of those activities you may need to take advantage of our Skip-A-Payment program to focus on the fun of the season. Our Skip-A-Payment program gives you the option to forgo your loan payment for December 2022. The best part is that you can use your money to fund other projects all without damaging your credit!*

To get started:

1. 2022 Holiday Skip-A-Pay Form.
2. Complete and submit the following form to [email protected] before Thursday, October 20, 2022 to take advantage of this program.*
3. Enjoy a payment-free month from your qualified loan in December 2022. 

*By participating in Prince George’s Community Federal Credit Union’s Skip- A-Payment program, you request that Prince George’s Community Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in you having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off (excludes certificate secured loans which require a new loan to be executed upon maturity of certificate); 4) you will be required to resume your payments the following month; 5) a fee of $30 per loan will be deducted from a share or checking account per loan requested; and 6) loans can not be skipped on a two month consecutive basis. If you elected GAP Coverage, the coverage will not be extended beyond the original maturity date. All deferrals are subject to Prince George’s Community Federal Credit Union’s approval. Your loan(s) must be current (have no amount past due) to accept this offer. If request form is returned without $30 fee per loan, it will be deducted from your deposit account. If there are insufficient funds in your deposit account, this offer is void and your loan payment will be due on the original due date. Payments that have been made will not be refunded. Excludes all real estate loans, mobile homes, revolving lines of credit, Credit Enhancer, credit cards and Pay Day Express Loans. Certain restrictions may apply.

Keeping You in the Know

  • Using credit
  • What a Car Loan Costs
  • The Cost of College Life

Using Credit

5 Min Read

From your perspective, using credit means being able to pay for things you want or need when you don't have enough cash to cover the purchase, or don't want to pay in full all at once…

How Credit Works for You

What a Car Loan Costs

5 Min Read

When shopping for a car, it's usually best to start by shopping for a car loan…

How to Get the Best Auto Loan for You

The Cost of College Life

3 Min Read

One of the many mysteries of college, especially freshman year, is what being there is actually going to cost you…

Plan Ahead for College

You are Leaving Our Website

Prince George's Community Federal Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a 3rd party site. We do not endorse the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site. Our privacy policies do not apply to linked websites.

You should consult the privacy disclosures on any linked site for further information. Thank you for visiting our website.

USA Patriot Act

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Continue to External Site