The holiday preparations, the family gatherings and events, the shopping list... The tasks of the holiday season go on and on. With all of those activities you may need to take advantage of our Skip-A-Payment program to focus on the fun of the season. Our Skip-A-Payment program gives you the option to forgo your loan payment for December 2022. The best part is that you can use your money to fund other projects all without damaging your credit!*
1. 2022 Holiday Skip-A-Pay Form.
2. Complete and submit the following form to [email protected] before Thursday, October 20, 2022 to take advantage of this program.*
3. Enjoy a payment-free month from your qualified loan in December 2022.
*By participating in Prince George’s Community Federal Credit Union’s Skip- A-Payment program, you request that Prince George’s Community Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in you having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off (excludes certificate secured loans which require a new loan to be executed upon maturity of certificate); 4) you will be required to resume your payments the following month; 5) a fee of $30 per loan will be deducted from a share or checking account per loan requested; and 6) loans can not be skipped on a two month consecutive basis. If you elected GAP Coverage, the coverage will not be extended beyond the original maturity date. All deferrals are subject to Prince George’s Community Federal Credit Union’s approval. Your loan(s) must be current (have no amount past due) to accept this offer. If request form is returned without $30 fee per loan, it will be deducted from your deposit account. If there are insufficient funds in your deposit account, this offer is void and your loan payment will be due on the original due date. Payments that have been made will not be refunded. Excludes all real estate loans, mobile homes, revolving lines of credit, Credit Enhancer, credit cards and Pay Day Express Loans. Certain restrictions may apply.
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