Section title

Consumer Loans

Home Equity Solutions


Thinking of remodeling your home this season? Maybe you have a new kitchen, bathroom or yard in mind? Why not check out our home equity solutions during the Spring Fix-It-Up Event! You invest a lot of money into your home over the years and that builds strong equity. Put that equity to work when you need it.

Take advantage of:

  • Interest rates as low as 4.00% APR*
  • NO out-of-pocket cost or appraisal fees
  • 30-Day Rate Guarantee on qualified applications*
  • $100 Home Depot gift card*

When you borrow against the equity in your home, you can choose a one-time fixed rate loan or a variable rate line of credit. Click here to check out our low competitive rates! 

Get the Funds you need during our Spring Event!

Hurry, this offer ends April 30th. To get started contact us at 301.627.2666, stop by a branch to apply today! 

*APR= Annual Percentage Rate. Rates are based upon the appraised home value and the combined loan-to-value (CLTV) of the first and second mortgage as well as credit. Available on owner occupied primary residential properties and vacation homes in most states and the District of Columbia, except Alaska, Hawaii, and Texas. The home equity loan has a fixed rate that is a fully amortized loan for the life of the loan (no balloon payment). The Home Equity Line of Credit (HELOC) has a variable interest rate that is based on the Wall Street Journal Prime Rate and is subject to change quarterly. The monthly payment on a HELOC is 1.00% of the outstanding balance established and fixed at the time of each advance. The floor is 4.00%. The rate cannot increase or decrease by more than 2.00% in a calendar year, and the maximum rate is 18.00%. If the credit union pays the closing costs and the HELOC or Home Equity Loan is terminated within two years, the closing costs must be reimbursed by the borrower. All rates and terms are subject to change without notice and other restrictions may apply. Please consult your tax advisor on all tax matters. To qualify for the $100 Home Depot gift card, the home equity loan (2nd Trust) or the HELOC must have a minimum balance of $10,000 at the time of disbursement. All applications must be received by 4/30/18, and settled by 5/31/18. Home Depot is not affiliated with Prince George‚Äôs County Federal Credit Union. Contact us for details.