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Unsecured Line of Credit

Even in the most successful businesses, cash often doesn't flow at the perfect pace. Sometimes you need quick access to resources to keep everything operating as it should. Apply for an Business line of credit once and tap into it time and again over the years to cover short-term shortages or take advantage of timely opportunities.

Benefits:

  • Fast access to cash through checks and online banking 
  • Fast loan application
  • Cash flow option to purchase inventory or cover expenses

Established businesses do not need collateral for an unsecured line of credit, only a signature. Rates are competitive, too, with substantial credit limits up to $25,000 that can handle short-term financing or overdraft protection on your Business Checking account.

Secured Line of Credit

Because collateral is required for this loan, rates are lower than with an unsecured line of credit. You can borrow up to 80% of your collateral’s value, with flexible repayment options.  This is a great solution that can also be used as overdraft protection for your checking account. 

Benefits:

  • Fast access to cash through checks and online banking 
  • Fast loan application
  • Cash flow option to purchase inventory or cover expenses
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Keeping You in the Know

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