With pandemic restrictions lifting it’s time to get out and start exploring the world. Whatever your summer getaway needs, check out our vacation loan. With our affordable rate of 10.00% and higher borrowing limit that can be repaid over 24-months, we have the perfect loan to take away your worries.
Unlike a home or vehicle loan which requires the asset as collateral, a vacation loan is extended based on your credit history and score, income levels, and debt ratio. Other options are tied to the funds in your savings account. Choose from a number of options to fit your needs.
Whether you're looking to plan for an upcoming trip to the islands or a lodge in the mountains for a vacation, apply for a specific sum of money up to $5,000 and have up to 24 months to repay. You can repay back in full at any time plus you have the comfort of knowing your monthly payment.
Continually access funds up to your credit limit, without ever re-applying. This product also offers the benefit of overdraft protection on your checking account. You never have to worry about the hassles of overdrawn funds in your checking account again. To use your funds, simply write a check or transfer funds to your checking account.
Use your savings account or savings certificate to secure a loan and borrow up to 100% of the value in those accounts. This helps to qualify you for a lower loan rate while your savings account continues to earn dividends.
Need to establish or enhance your credit score? Apply for $500 to $3,500 for up to 36 months at competitive rates. Just like our Shared Certificate Loans, funds will be secured by the funds in your savings account.
If you need a little help in between paychecks, contact us to learn about a solution to help you handle some of life’s unexpected situations. The process is quick and you can receive the cash the same day if you qualify.
*You will be required to present copies of three (3) consecutive pay-stubs at the time of application. A minimum of 2 years employment history and must be employed with your current employer for a minimum of 1 year, prior to the loan application. Membership with credit union is a minimum of 1 year.
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Plan Ahead for CollegePrince George's Community Federal Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a 3rd party site. We do not endorse the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site. Our privacy policies do not apply to linked websites.
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