Section title

Consumer Savings & Checking

Deposit Rates

Effective - June 1, 2018

Savings & Checking AccountsMin. Balance to earn dividendDividend RateAPY*
Regular Share Savings
($50.00 min. balance required)
$500.00 and up0.15%0.15%
Holiday and Special Savings
Centsables Kid Savings
$50.00 and up0.15%0.15%
Advantage Checking 
Teen Checking Accounts
IRA Savings
Money Market Accounts$10,000 – $24,999.990.30%0.30%

$25,000 – $49,999.990.40%0.40%

$50,000 - $99,999.990.45%0.45%


$100,000 - $249,999.990.50%0.50%


$250,000 and up0.60%0.60%
Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. To be a member and maintain accounts at this institution you must purchase one share in the credit union. The value of one share is $50.00.
*APY = Annual Percentage Yield.

Account TypeMinimum Balance RequirementTermDividend RateAPY*
Share Certificate (Regular or IRA) $500.006 months0.75%0.75%
Share Certificate (Regular or IRA)$500.0012 months1.00%1.00%
Share Certificate (Regular or IRA) $1000.0024 months1.25%1.26%
Share Certificate (Regular or IRA)$1000.0036 months1.75%1.76%
Share Certificate (Regular or IRA)$1000.0060 months2.00%2.02%
Regular share certificates accrue dividends from the day of deposit and credit dividends to your account quarterly. We will post dividends to your share certificate on the last day of each calendar quarter.
*APY=Annual Percentage Yield

5-Year Pot of Gold CertificatesDividend RateAPY*
$0.01 – $ 2,499.990.75%0.75%
$2,500.00 – $ 4,999.991.25%1.26%
$5,000.00 – $ 7,499.991.75%1.77%
$7,500.00 – $10,000.002.25%2.28%
Monthly or Biweekly deposits into a Pot of Gold account must be set up automatically through Payroll Deduction, automatic transfers or ACH split. No deposits will be allowed over the counter, via Audio or Home Banking.
*APY=Annual Percentage Yield