Section title

Consumer Loans

Student Loans

Sallie Mae Smart Option Student Loans®


As more Americans pursue their dream of higher education, many students are looking for ways to fund the gap between financial aid and college expenses. That’s why we have partnered with Sallie Mae to offer you the Smart Option Student Loan. Students and families can choose from three repayment options to help you pay off your loan faster and save money compared to a conventional private loan. With competitive interest rates, flexible repayment options, and a choice of variable or fixed interest rates, the Smart Option Student Loan is a responsible choice. 


The Smart Option Student Loan offers:

  • A choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits, like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

Ready to get started?

Investing in higher education continues to be one of the best decisions you can make-- and we want to help make it happen. To learn more and apply, click here.

Smart Option Student Loans are made by Sallie Mae Bank®. Prince George’s Community Federal Credit Union is not the creditor for these loans. This information is for borrowers attending degree-granting institutions only. Credit criteria and eligibility requirements apply. 1995-2012 Sallie Mae, Inc. All rights reserved. The Sallie Mae logo is a service mark of, and Sallie Mae and Sallie Mae Bank are registered service marks of, Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsored by or agencies of the United States. Other logos are trademarks or service marks of their respective owners.