Section title

Consumer Loans

Loan Rates

Effective March 1, 2017

Vehicle LoansApprox TermAPR as low as
New and Used AutosUp to 36 Months2.24%*
37 - 72 months2.49%*
73 - 84 months2.99%*
New and Used MotorcyclesUp to 72 Months5.00%*
New and Used Boats/RV/CamperUp to 120 Months5.00%*
up to 180 months5.50%*
*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are tier-based and priced according to members' individual credit ratings. The loan rates listed above are the minimum rates offered. 72 and 84 month financing available for automobiles over $25,000.
All rates subject to change without notice. 

Secured Loans
TermAPR*
Share Secured Loan**100% of Shares10 years3% above index
Certificate Secured Loan**100% of Certificate ValuePaid Off3% above index
*APR = Annual Percentage Rate. All rates subject to change without notice.
**The annual percentage rate for a Share and Certificate Secured advance will be 3% above the dividend rate paid on the shares. The floor rate for share secured loans is 4.00% APR.

Unsecured LoansAs low as
Signature Loans 9.75%*
Open End Line of Credit10.75%*
Overdraft Protection10.75%*

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are tier-based and priced according to members' individual credit ratings. All rates subject to change without notice. 

First Mortgages
Click Here to Check Rates
For more information on First Mortgages, please call 301.627.2666 and select options 4.

Home Equity Closed EndAs low as
Up to 80% of Value5.25%*
Up to 90% of Value5.75%*
Up to 100% of Value6.50 %*
*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are tier-based and priced according to members' individual credit ratings. Loan amount request cannot exceed $300,000. All rates subject to change without notice. 

Home Equity Line of CreditAs low as
Up to 80% of Value**Prime -1.00%
Up to 90% of Value**Prime
*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are tier-based and priced according to members' individual credit ratings. All rates subject to change without notice. 
**HELOC loans use Prime as listed in the Wall Street Journal. Interest rate cannot exceed 18% and loan amount request cannot exceed $200,000; Floor rate is 4.00%.  For more information on 2nd Trust and Home Improvement Loans, please call 301.627.2666 and ask for our Lending Department.