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Signature loans and lines of credit
These unsecured loans can be used any way you like. The criteria are based on your debt ratio, credit history
and Beacon score. We offer two types of signature loans, a closed-end loan (terminated when it is paid in
full), and an open-end loan (with a revolving line of credit). Saving for a special purpose? Try a vacation
or holiday loan.
Overdraft protection
This loan is a good line of protection against overdraft charges and fees. It will cover any charges in excess
of the balance of your share draft checking account, up to a pre-set limit.
Share or certificate secured
With a secured loan, you may borrow up to a 100% of the value of your share account or share certificate at
a low interest rate. Have money available for purchases without depleting your savings.
See Our Loan Rates
Apply Now
Apply for a loan online by clicking
here. Or, you may call or come in.
You can pay your loans off as quickly as you like, without penalty. Repayment can be done in person, by phone
or online at your convenience. You can even set up automatic payments.
Protect your family with loan insurance
Credit life and disability insurance is available on every loan we offer except Visa. It’s a good way to prevent your family from hardship if you’re unable to provide for them due to unforeseen circumstances.
To be covered on a HELOC of over $15,000, you’ll need to fill out a health questionnaire, and your maximum coverage will be $50,000.00 for life. On disability the maximum is $750. Closed-end second mortgage coverage is for $30,000, with the maximum disability payment being $600. |
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