Prince Georges Community FCU - Schedule of Fees

Effective May 1, 2009

Our fees for services are not viewed as a source of income. They're charged either as a deterrent to discourage abuse or to recover the cost of providing a special service.

ACCOUNT FEES

Membership
Returned Check/Item
Copy of Statement/Account History
Copy of Check
Stop Payment of Withdrawal Check
Shares Below Minimum
Excessive Withdrawals (over 5 per month)
Check Cashing with Direct Deposit
Cashiers Checks
Levy/Garnishment (attachment)
Account Closing Fee (if closed within 6 months of opening)
Returned Mail Fee
Account Research (per hour, not to exceed 3 hours)
Free if credit union error
Dormant Account (per month after one year of inactivity)
IRA Custodial Fees

Free
$ 30.00
10.00
5.00
20.00
5.00
5.00
Free
5.00
50.00
25.00
10.00

10.00
10.00
50.00

CHECKING ACCOUNT FEES

Overdraft
Courtesy Pay
Copy of Original Check
Stop Payments – first one
Stop Payments – each additional
Stop Payments (series)
Account Reconciliation (Per Hour)

$ 30.00
30.00
5.00
25.00
20.00
25.00
10.00

DEBIT CARD FEES

ATM Withdrawals (Not On-Us or POS) - 1st 4 per month
ATM Withdrawals (5 or more per month)
Point of Sale
Overdraft
Replacement Card/Extra Card/New PIN

Free
.50 each
Free
30.00
5.00

LOAN FEES

Applications
Late Charge (on 11th day)
Mortgage Verification
Loan Subordination Fee

Free
5% of payment
10.00
150.00

OTHER FEES

Home Banking
Bill Payer with Direct Deposit, Home Banking,
Audio Response, Visa Check Card, and e-Statements
Bill Payer without the 5 automated services
Bill Payer NSF
Gift Cards
Gift Checks
Money Orders
Traveler's Checks – Domestic (Per $100)
Traveler's Checks for Two – Domestic (Per $100)
Holiday Savings Early Withdrawal
Check Cashing Fee

Free

Free
6.00
30.00
3.50
2.50
1.00
1.00
1.50
35.00
1% of transaction

ACH & ELECTRONIC FEES

Returning ACH Debits
Incoming Wire Transfers
Outgoing Wire Transfers (each destination)
Outgoing Wire Transfers (rush – per wire)
Outgoing Wire Transfers (international – per wire)

30.00
Free
10.00
15.00
20.00

WESTERN UNION QUICK CASH

Domestic
International ($500 or less)
International (more than $500)

14.00
24.00
2% + 14.00

FOREIGN CURRENCY PROGRAM

Most services available in common and exotic currencies
Foreign Currency Purchase/Sale
Foreign Currency Traveler's Cheques
International Drafts
International Wires
International Interchange Fee

*
*
*
*
1% of transaction

*Fees vary, contact credit union for current prices.
ALL FEES SUBJECT TO CHANGE.

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