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Transfers from savings: We can make an automatic transfer to your checking from your regular share account in order to cover any insufficient balance. This service is available on both regular and Teen Time accounts. Overdraft protection: Those with regular checking can open an overdraft line of credit. This low-rate revolving loan will cover any excess balance, up to a pre-set limit. Click here to apply for one. Courtesy pay: At our discretion, we may pay a balance that cannot be covered by a transfer or overdraft protection, in return for a fee and prompt repayment. This service is only available to members in good standing. Effective October 1, 2009 the Courtesy Pay Program will be available on debit card purchases. If you would like to opt out of this service please complete the Opt Out form and submit to the Credit Union no later than September 30, 2009. Please read a letter from our CEO for details. Checking account coach: The best way to avoid overdrafts is careful account management. Click here to access free information to help you stay on top of your checking.
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