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Transfers from savings: We can make an automatic transfer to your checking from your regular share account in order to cover any insufficient balance. This service is available on both regular and Teen Time accounts. Overdraft protection: Those with regular checking can open an overdraft line of credit. This low-rate revolving loan will cover any excess balance, up to a pre-set limit. Click here to apply for one. Courtesy pay: Important Regulatory Changes — Effective August 15, 2010 the Courtesy Pay Program will be available to members for ATM transactions and debit card purchases only if the member opts into the program. If you would like to opt in to this service, please complete the Opt in form and submit it to the Credit Union no later than August 15, 2010. Please read a letter from our CEO and our Discretionary Courtesy Pay Policy for more details. Checking account coach: The best way to avoid overdrafts is careful account management. Click here to access free information to help you stay on top of your checking.
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