Everyone makes mistakes. That’s why we offer several ways to protect you from the fees and annoyance
of overdrawing your account.
Transfers from savings: We can make an automatic transfer to your checking from your regular
share account in order to cover any insufficient balance. This service is available on both regular and Teen
Time accounts.
Overdraft protection: Those with regular checking can open an overdraft line of credit.
This low-rate revolving loan will cover any excess balance, up to a pre-set limit. Click
here to apply for one.
Courtesy pay: At our discretion, we may pay a balance that cannot be covered by a transfer
or overdraft protection, in return for a fee and prompt repayment. This service is only available to members
in good standing.
Effective October 1, 2009 the Courtesy Pay Program will be available on debit card purchases. If you would like to opt out of this service please complete the Opt Out form and submit to the Credit Union no later than September 30, 2009. Please read a letter from our CEO for details.
Checking account coach: The best way to avoid overdrafts is careful account management.
Click
here to access free information to help you stay on top of your checking.
Identity Theft Recovery Services
Learn more about a complete managed Identity Theft Recovery Service offered by:
National ID Recovery, LLC.
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