What good is a checking account if it can’t give you funds at your fingertips? Luckily ours is easy to use, and to manage.

Visa check card
Use this card for purchases anywhere you would pay by credit, with the cash coming out of your checking account. Plus enjoy the added convenience of using it at ATMs, and to get cash back at grocery and convenience stores! Teen Time members can request a card with a reduced limit. Contact us to request yours.

If your card is LOST or STOLEN, please call 1-800-991-4965.

ATMs
You can use any of our ATMs surcharge-free, along with those belonging to Educational Systems Federal Credit Union. You’ll also enjoy surcharge-free access at the over 32,000 ATMs on the Allpoint Network. Click here for more information.

Audio Teller
Keep in touch with your accounts by telephone. You can use this free automated service 24 hours a day, seven days a week, to check balances, make loan payments, transfer funds, verify payroll deposits and more! Just call 301-627-6000 or email us to sign up.

Home banking
Check account balances, transfer funds and view account histories from anywhere you have access to the Internet. Click here to sign up or log in.

Direct deposit
Have your pay or government check sent directly to your checking account. Talk to your employer to find out if you’re eligible for direct deposit. Contact us for an enrollment form.

Payroll allotment
Once you’re enrolled in direct deposit, you can have your money distributed among your accounts or credit union loans in the order you specify. Contact us for details.