Share Certificates
If you deposit your money for a set time, you can earn higher dividends. (Penalties may be assessed for withdrawing the money early.) We offer terms from 6 to 60 months, with a minimum balance as low as $500. Contact the credit union to open yours.

5 Year Pot of Gold Account
A Pot of Gold Account allows members to target a specific financial goal within a 5 year term using one of the following tiers.  A Pot of Gold Account must have an automatic transfer, payroll deduction, or ACH split monthly or bi-weekly into the account.  No deposits will be allowed over the counter, via Audio or NetBranching.  You must make 60 monthly deposits or 130 biweekly deposits in the amounts indicated below beginning on the date you open this account, but before the maturity date, in order to obtain the target ending balance.  It is your responsibility to ensure that the sufficient funds are in your account to cover automatic transfers to this Share Certificate.  For example, if a new payroll deduction must be set up to fund this Share Certificate, which can take up to 6 weeks, you must make arrangements for the first two scheduled deposits to be made before payroll deduction kicks in.  You may not make up missed deposits after the fact.

Prince George’s Community FCU makes no guarantee that the balance at maturity will be equal to or greater than the target balance that you have selected.

Your money is safe here
Deposits to federal credit unions are insured up to $250,000 by the National Credit Union Share Insurance Fund. IRAs are insured to an additional $250,000. This fund has been managed by the National Credit Union Administration, a U.S. government agency, since 1970.